Increased taxes for small business owners



Our Canadian Liberal government wants to increase the income tax rate for small businesses.  As a small business owner, I cringe at the significance this has for me.

Like myself, many small business owners have risked starting a business based on a particular passion and taken many years to build a clientele and show a profit.  Tax breaks are few and far between making it possible to follow a dream and succeed, but rarely get rich.  Some years are good, others great, yet some not so good.  Proceeds from the good and great years must be used to subsidize the not so good years; you know the saying “save for a rainy day.”


Both owners and employees of small businesses are, for the most part, dedicated and passionate individuals that do not get benefits or pensions or severance packages if the business goes under.  The absence of these “perks” creates a great risk for both the owner and the employees.  All these new tax rules will do is squash the dream of entrepreneurs with a passion whether the business is already up and running or still in the planning stage.

Does the Liberal government really believe that increasing the income tax levels of small business owners will significantly build their coffers?  The money gained will be a drop in the bucket compared to the massive national debt owed. They might want to look elsewhere for bigger fish and leave us little guys alone.


pictures from Pexels


New NHL injury rule

methot 2

I (and many others) think the NHL should adopt a new rule to apply to intentional injuries in hockey.  The rule would apply to those players that viciously injure their opponents putting them out of the game and possibly several games.  The offending player should be suspended for as many games as the injured player is out. Simple. Effective. Fair. Justice.

There are far too many whacks with the hockey sticks (slashing in hockey lingo) injuring players.  I am not talking about incidental nips, I am referring to the intentional slashes at a players hand. Two years ago P.K. Subban of the (then) Montreal Canadiens put Mark Stone of the Ottawa Senators out for the season with a fractured wrist from a slash to the hand.

It should not matter if the victim or the offender is the best player in the league or a fourth liner; the rule should be consistent to make it effective.  The quality of player is another can of worms; many believe Sidney Crosby (arguably the best player in the NHL) gets away with much more than the average player because of his elevated status in the game.

Did you see the whack (slash) on Marc Methot’s hand compliments of the great Sidney Crosby last night as the Ottawa Senators played (beat) the Pittsburgh Penguins?  Maybe not the slash, because apparently the referees did not see that either, although it was displayed on the scoreboard for the Ottawa fans at the game to see.   We (viewers at home too) all saw Methot’s bloody finger with the nail and skin hanging off the end.  We all saw Crosby skate off with a bored (no remorse there) look on his face too. No apology was issued either.   Word is if the hit had been higher on the hand, Methot may have lost his finger.

Another funny (not really) fact is that high sticks, regardless of whether they are intentional or not, are always penalized, in fact, the victim tries very hard to produce blood to get an additional two minutes added to the penalty.   The referee even checks the victim over for the presence of blood before deciding to give the perpetrator two or four minutes in the sin bin.

The blood was pretty evident at the end of Methot’s finger, for all to see.  No penalty call from the refs though.  Was that because Sidney Crosby was the offender?  Sure looked that way…

Methot is out for several weeks; Crosby is playing again tonight.  Where is the justice in that?


Biased TV networks

How do TV networks get away with being so biased?   Although I am not talking about the recent American election coverage, that was pretty bad too.  This time I am referring to the sports channels….

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Mulch full of weeds

This is another rant, based on a pet peeve of mine.  I advise gardening clients to use mulch to keep their gardens from drying out and to help reduce weeds.  The problem is, some products out there are full of weed seeds, so when I go back to check out gardens two weeks after planting them I see more weeds than were there before I planted!  A dead giveaway is that each use of mulch seems to have its own species of weed, today’s was horsetail weed mixed with a coarse grass:


This is not the first time this has happened with this particular brand of mulch.  I will be contacting the manufacturer of Scotts Nature Scapes to complain and will avoid this brand from now on.


Too bad, because I do like their choice of colours, and the colour does not fade in the sun like some other brands.  My favourite is the dark brown as it looks like wet earth so I think the most natural looking.  I also like the size of their bags, big enough but not too heavy for me to load, unload and carry from my van to my gardens.

If anyone can recommend an alternative (weed free) brand (available here in Ottawa) for me to use and recommend to my clients, please let me know!  I do use a lot of mulch in a season!

One billion, in perspective

I received this message in an email from one of my clients and thought I would share it with you.  The message is an attempt to put the word billion in perspective for us here in Canada, but I think it applies to many countries in the world today…


The next time you hear a politician use the word ‘billion’ in a casual manner, think about whether you want the ‘politicians’ spending YOUR tax money.

A billion is a difficult number to comprehend, but one advertising agency did a good job of putting
that figure into some perspective in one of its releases.


A billion seconds ago it was 1959.


A billion minutes ago Jesus was alive.


A billion hours ago our ancestors were living in the Stone Age.


A billion days ago no-one walked on the earth on two feet.

A billion Dollars ago was only 13 hours and 12 minutes, at the rate our government is spending it!

Stamp Duty

Tobacco Tax

Corporate Income Tax
Income Tax

Council Tax

Unemployment Tax
Fishing Licence Tax

Petrol/Diesel Tax
Inheritance Tax

(tax on top of tax)

Alcohol Tax


Property Tax

Service charge taxes

Social Security Tax

Vehicle Licence / Registration Tax

Vehicle Sales Tax

Workers Compensation Tax

Carbon Dioxide Tax


Not one of these taxes existed 60 years ago and our nation was one of the most prosperous in the
We had absolutely no national debt.

We had the largest middle class in the world.
Mum stayed home to raise the kids.
Dad and teachers were allowed to discipline kids.

A criminal’s life was uncomfortable.

Boat people were kids sailing on the harbour.
What the hell happened?

‘Political Correctness’, ‘Politicians’, or both?’

I hope this goes around Canada at least 1 BILLION times!  
Please share!

Safety or false sense of security?

This article CROSS WALKS  is about the newest safety craze that I believe promotes a false sense of security.   I have recently come across a few of these here in Kanata, a suburb of Ottawa.

To have flashing lights and special markings on roads between intersections only serves to tell our children that they do not have to look both ways and wait for all vehicles to pass before crossing.  So what if the pedestrian is in the “right” at these and any other crosswalks.  It won’t matter much who is in the right if a pedestrian is hit by a vehicle. There is nothing more annoying to a driver, not to mention dangerous to the pedestrian, than a pedestrian that is not paying attention to traffic when trying to cross an intersection.

Most drivers will stop to let pedestrians cross; I know I do if I see them waiting to cross. It is common courtesy, but so is crossing quickly if you are a pedestrian when a vehicle stops to let you cross.  How annoying is it when you stop to let someone cross an intersection or parking lot and the pedestrian is purposely taking their time?  With the new crosswalks, fines are given out to drivers that do not wait until the pedestrian has completely crossed the intersection before proceeding through the crosswalk.  Like they are with drivers, fines should be given to pedestrians who are distracted (talking or texting on cell phones) while crossing roads.

Much like the red flashing lights and stop sign on school buses that is supposed to keep our kids safe, these new crosswalks give pedestrians a false sense of security.  When my children were young, I refused to teach them to walk in front of a school bus.  Instead, they got off the bus and waited until there was no traffic before proceeding to cross the road.

What are your thoughts on this new safety feature?  Do you think we should teach our children that they are safe to cross in front of cars if the lights are flashing and there are special lines on the road?

Why are cats allowed to roam freely outside?

My rant for the day is this:  Why are cats allowed to roam outside freely, killing birds and rabbits and pooping in gardens while dogs must be leashed with their owners picking up their poop immediately after it hits the ground?

My husband was upset when he witnessed a cat killing a baby rabbit in our backyard recently.  He was looking out our kitchen window and saw the cat chasing the bunny.  By the time he got out to the backyard, the cat had injured the bunny so badly it barely had the strength to limp across the yard before it collapse dead.

This video posted on Youtube recently shows a cat eating baby birds in a nest…


One of my gardening clients says her cat brings her dead birds as “presents” all the time. My cousin, also an avid nature lover, posted recently on Facebook about a cat in his neighbourhood that attacked a nest of baby cardinals…


Why is this allowed in this day and age?  Granted, cats rarely attack people and their pile of poop is smaller than most dog’s, but cat poop or feces is very dangerous to pregnant women and small children.  I learned this firsthand as TOXOPLASMOSIS was one of the suspected reasons for the three  STILLBIRTHS  I suffered through years ago.  Toxoplasmosis is a parasite transferred to humans through exposure to cat feces.

I understand that cats like to hunt the birds and bunnies, thinking they are presenting their owners with a gift.  Domesticated cats certainly do not need to hunt these poor unfortunate creatures as a source of food.  Some of you will say this practice is part of nature.  Cats like to stalk, shred, scratch etc.  Regardless, it is a cruel, unnecessary practice that should be prevented!

Cat owners should be accountable and responsible for their cats as dog owners have to be for their dogs.  If you cannot prevent your cats from roaming the neighbourhood killing creatures of nature, get them declawed or keep the cats on a leash.  Better yet,  keep them inside, buy them fancy toys to play with or let them shred your furniture.